Mold is unsanitary, unsightly and quite a pain to get rid of. With proper home care, hopefully you’ll rarely have to deal with mold at all. But sometimes, the unthinkable occurs and mold can sprout in places like your bathroom or basement through no fault of your own. And if that happens, you’ll probably wonder how much of the removal you’re on the hook for.
Your homeowners insurance policy will cover mold on a case-by-case basis, meaning not every situation will be covered. Mold coverage is one of the more complex categories of your homeowners insurance policy, for several reasons. Not only is mold difficult to remove, but the root cause of mold is hard to track down (which you need to know when filing a claim).
So what do you do when you find mold, and how do you know if your homeowners insurance policy covers mold damage? Below, our experts answer all your questions and offer their advice for tackling this pesky growth once it shows up in your home or condo, as well as how to keep it from returning.
Mold is unsanitary, unsightly and quite a pain to get rid of. With proper home care, hopefully you’ll rarely have to deal with mold at all. But sometimes, the unthinkable occurs and mold can sprout in places like your bathroom or basement through no fault of your own. And if that happens, you’ll probably wonder how much of the removal you’re on the hook for.
Your homeowners insurance policy will cover mold on a case-by-case basis, meaning not every situation will be covered. Mold coverage is one of the more complex categories of your homeowners insurance policy, for several reasons. Not only is mold difficult to remove, but the root cause of mold is hard to track down (which you need to know when filing a claim).
So what do you do when you find mold, and how do you know if your homeowners insurance policy covers mold damage? Below, our experts answer all your questions and offer their advice for tackling this pesky growth once it shows up in your home or condo, as well as how to keep it from returning.